over 1 year ago

Many may know how it works but only a few will understand it benefits. One of the main reason for the HAMP modification is to help the borrower like http://www.loanmoddepot.com/ doing, who have faced a temporary financial crisis from the foreclosures.
How does it work???
HAMP is one of the best mortgage modifications, not without a reason. A borrower may fail to pay the mortgage due to many reasons; a temporary financial crisis is a major reason. The lender has to accept with the trial period in which one have to provide the full mortgage by the end of the trail.
How to apply?
For getting a HAMP loan, the borrower has to undergo various procedures and form filling. One has to understand that the bank will not be lenient with the HAMP reviewing. So, one have to abide by bank rules and policies. To apply for the mortgage modification,
The HAMP application must be sent online through a proper and certified mail with all those receipts or fax or any other proof available with them.
the lender have to respond to the mail and should evaluate the application within a month period. If not, the process can be follow up to the next step.
The borrower has to be careful and should fully understand the HAMP modification before applying.

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